We will be open throughout the festive period for appointments. Please call or message on 07427371103 to contact our team. Happy Holidays from Rely Motors!

Used car finance

We are FCA approved and can accept finance from all UK Lenders

Looking for affordable car finance in Lochgelly? Rely Motors LTD has partnered with Connected Car Finance to offer a wide range of flexible finance options to suit your needs. Whether you're buying a used car or need help with car finance deals, our expert team is here to assist you.

Experience the benefits of our car finance solutions:

Competitive interest rates: Save money on your monthly repayments.
Tailored finance packages: Choose a plan that fits your budget.
Quick and easy application process: Get approved swiftly.
Transparent pricing: No hidden fees or surprises.

We believe in making car finance accessible to everyone. That’s why we offer a variety of options, including hire purchase, personal contract purchase (PCP), and other car finance deals. Our partnership with Connected Car Finance enables us to provide a wider range of finance solutions to meet your specific requirements.

Visit our Lochgelly dealership or contact us today to discuss your car finance options. Our friendly team is dedicated to helping you find the perfect car and the best finance deal to match.

APPLY FOR FINANCE

Hire Purchase (HP)

Hire purchase is a simple form of car finance. Either by using a cash deposit, your existing car as a deposit or even no deposit.

You pay for the car in fixed monthly instalments over a pre-agreed contract - from 12 to 60 months - during which time you have full use of the car. Once the contract is complete, you own your car outright.

We work with many trusted, industry leading, multi-award winning finance partners who specialise in providing highly competitive vehicle finance packages. We can tailor a finance agreement for you regardless of whether you are a private, individual or a business-user.

Financing the purchase of your new car can be arranged quickly and easily with our in-house team of Finance Specialists using a panel of lenders such as Black Horse Motor Finance, MotorNova and many more, with very competitive rates. The application process is simple and a decision can be given almost instantly regardless of your credit history.

Features and Benefits

Fixed monthly repayments
Low Deposit
Ownership of Car
Budget with confidence
Freedom, no mileage restrictions
Ability to settle the loan early

Personal Contract Purchase (PCP)

Similar to a Hire Purchase agreement but with additional flexibility since part of the cost is deferred until the end of the agreement which may give you the benefit of lower monthly payments. The deferred amount is known as the Guaranteed Future Value (GFV) sometimes known as Optional Final Payment.

What happens next?

At the end of your PCP agreement, you then have a number of options.

Option 1 - Part-exchange your vehicle-use any equity above the Guaranteed Minimum Future Value as an initial deposit on your next purchase.
Option 2 - Keep your vehicle-simply pay the Guaranteed Minimum Future Value to retain ownership.
Option 3 - Refinance the final balloon payment.
Option 4 - Return your vehicle and have nothing further to pay, subject to vehicle condition and within the agreed mileage terms. (Subject to terms and conditions).